Sunday, January 31, 2010

Let it snow, Let it Snow, Let it Snow

GRRRRRRRRRR! Being sick and tired of being inside I have become a very busy girl. I am going to try go out shopping at a new store tom. (weather permitting). Save-a-lot is there name and savin is my new game. It is 9 miles from the house ( I will let you know how it goes).

No it is not part of my What Can You Do for $30.00. That's to be continued on Wednesday.

How Cute is That,

The Cute Couponer

Saturday, January 30, 2010

Food Stamp Fundamentals Part 1

As promised here we go

1. Yes you can use coupons with a food stamp card.

2. Yes you must pay tax on the face value of the coupon when you use coupons with your food stamp card. ( example coupon for 50 cents double to $1.00 you only pay tax on the 50 cents and only once per item that you use a coupon with .)

3. Always separate the items that you have coupons for from the ones you don't.
( example if you have a 50 cent coupon for bread and you are also buying milk and have no coupon for the milk do a separate transaction ) Trust Me !!!! It's worth the extra time. This is where the biggest errors come in.

4. Also separate all other items from your grocery items that you are using coupons for.
(example bread you have a coupon for do 1 transaction, milk you don't have a coupon for do another transaction and toilet paper you do or don't have a coupon for do a third transaction) It is the only way to catch the tax errors unless you want to spend an hour at customer service

5. Some stores require you to pay tax out of pocket and not charge the tax back to the balance of your food stamp card. In Oklahoma City so far Wal-Mart, Target, and Homeland are the only three grocery stores I know of that don't make you pay cash out of pocket for the cash for the tax portion on the face value of the coupon. Buy For Less and Eley's both do (example... at Wal-Mart bread is 1.00 You have a coupon for 50 cents off so bread purchase price is 50 cents plus .05 cents tax on the coupon and .55 cents tax would be deducted from your food stamp balance. At Buy for Less bread is 1.00 I have a coupon for .50 cents off the purchase price so with the .05 cents tax on the coupon .50 cents would be deducted from your food stamp card and you should pay .05 cents tax in cash.) Be very careful here not to be charged .09 cents tax on the 1.00 purchase price both Wal-Mart and Buy for Less are bad about this and this is where most of the errors come from. Always look over your receipts and if they are wrong immediately get a main manager not a front-end manager because if this is happening to you it is happening to everyone and you want the problem fixed and for good. Why you ask? Because the government would be taxing itself if you payed the full amount of tax on the product. One benefit of food stamps is you are not paying tax.

6. If you can't afford the out-of-pocket for the tax then shop elsewhere, even if you are paying a higher price.

7. Clarify with the managers in your local stores what the food stamp policy is and if you have to come up with the cash out of pocket for tax or not. It never hurts to suggest that the store checks into this for you.

8. Don't be ashamed to use coupons and do multiple transaction. You are a customer like everyone else and you have right. Remember, a store has guaranteed cash when they accept food stamp benefits from you. ( people's checks can bounce, credit cards can decline, and cash can be counterfeit your food stamp card is a sure thing)

9. As a food stamper you have a right to a catalina coupon too. Example you spent $50.00 at the register and get a $5.00 coupon off your next purchase than you can use it on items like toilet paper and soap. I would reserve it for non food-stampable purchases or tax at the stores that require you to come up with it out-of-pocket.

10. If you have any problems contact your local and state DHS department, corporate office of the store you are shopping at, and my personal favorite your state tax commission ( nobody wants a visit from the tax commission ever)

************ Disclaimer I am no expert in fact I am fairly new to couponing but I do know how to do my homework. Remember, Laws vary from state to state so don't be ashamed to contact both your local and state DHS offices


Friday, January 29, 2010

Fun for the Foodstampers

Ah the good news is Food Stampers can have lots and lots of fun too.

No more shopping at just one store to blow your entire EBT balance at the beginning of the month. Your cup can runneth over and your cupboards can be full of delight.

With cheese, cookies, and coke to claim you don't even have to use your brain.

Coming soon Fundamentals for Foodstampers!!!!!!!!

How Cute is That

The Cute Couponer

Thursday, January 28, 2010

Rain Rain Go Away

Rain Rain Go Away

I Missed All The Sales Today!

How Cute is That!

The Cute Couponer

Wednesday, January 27, 2010

My Coupon Dream

All Stores Double Unlimited Coupons up to $1.oo Everyday.......

How Cute is That!

The Cute Couponer

I Came, I Saw,

I didn't Conquer!

What Can You Do For $30.00 Delayed Due to Winter Storm!

Check Back

How Cute is That

The Cute Couponer

Tuesday, January 26, 2010

What Can You Do With Meat and Veggies?

This is What you can do with meat and veggies. My very first stockpile living post.

Creamy Pasta w/ Ham and Peas

1 Onion (chopped into bite-size pieces)
1 Tbsp. Olive Oil
1/2 tsp. Organic Garlic (peeled and diced)
1 Bag Frozen Peas
4 Ham Steaks or a couple handfuls of cubes (Farmland)
1 Jar Alfredo Sauce
1 Box Bowtie Pasta ( or whatever you have on hand)
*Parmesan for Garnish

Saute garlic and onion in the olive oil until brown, add chopped ham to desired heat
Boil Pasta according to package instruction and drain
Heat Frozen peas in Microwave according to package directions and drain
Combine all ingredients in noodle pot, cover and return to heat for 2 minutes
***Garnish with parmesan***
Serve with side salad and bread

Stockpile Living

Mmm, Good

What in the world can you do with $30.00?

Ah!!! My freezers are full, my cupboards and 2 fridges are empty and my family is going to kill me if I don't buy something other than meat and vegetables. Being new into the coupon world I am trying to be a good little student and not buy anything that is not on sale and that I don't have a coupon for. Wednesday is my usual shopping day since that is the day all the stores have a sale but yawn, nothing exciting. Still waiting for Homeland's ad tommorrow and it leaves me wondering, Hmmm! What in the world can I get for $30.00? I'm not going to lie. I have visions of being not a coupon queen but a goddess like the coupon goddess here on blogspot. When will I be able to go to the store and come home with no money oop! Look I used my first coupon lingo!. For those of you who don't coupon oop means out of pocket. Stay tuned.

Monday, January 25, 2010

Fabulous World of Couponing

Welcome to my wonderful journey into the fabulous world of couponing. Watch me master the art of the deal while being adorable, fun, friendly and of course super cute. I can't wait to learn the ins and outs that make the coupon world truly fabulous. Stay tuned for more!!!!!!!!!!!
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